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Title Insurance

Most people are unsure of what Title Insurance is, but it is important to understand it when buying a home or property.  Knowing just a few key facts can save you hundreds of dollars at the closing, and your investment in the property, if problems should arise later with a title dispute.

Title disputes are arguments over who legally has the right to the land.

Some common Title Insurance disputes come from:

  • Undisclosed heirs
  • American Indian tribal rights
  • Contractor's liens
  • Tax liens
  • Property boundaries

When you finance real estate, the mortgage company requires you to pay for Title Insurance for the amount you are borrowing on your new property and this is to protect them. This is a clue as to how important it is. Your home, property, any appreciation, or down payment, are not protected unless you also get an Owner’s Title Policy.

Title Insurance is a one time premium insurance. You pay for your Title Insurance at the closing of your new home and you are covered for as long as you own the home and for any claims of future owner's against the title of the property.

As an Agent-Owner at AgentOwned Realty, I can help you get a re-issue title insurance credit when closing on your new home saving you up to 50% of your Title Insurance Premium when closing with one of the participating attorneys. 

Below is a list of participating Attorneys in the Charleston area:

  • Thomas Brush, Charleston SC
  • William C. Coffey, Jr. Manning, SC
  • Curtis and Croft, Sumter SC
  • Dallis and Badger Law Firm, Charleston, Summerville. Mount Pleasant, SC
  • Rob Donaldson, Mount Pleasant SC
  • Joseph Hand, Summerville SC
  • Bill Hearn, Summerville SC
  • Lisa Herbert, Mount Pleasant SC
  • Howell and Christmas, Mount Pleasant SC
  • Robbie Irvine, North Charleston SC
  • Heyward Johnson, North Charleston SC
  • Murphy Law Firm, Summerville SC
  • Nichols Law Firm, Charleston SC
  • Olson Good, P.C., Mount Pleasant SC
  • W. Scott Palmer, Santee SC
  • Bradley K. Richardson, PC Anderson SC
  • Ray Smith, North Charleston SC
  • Mark Weeks, North Charleston SC